• Excellent product for our commercial customers who use online banking
• 24-hour convenient, secure, private access to your accounts via the internet
• Nominal fee to enroll – one-time set-up fee of $50
• Low monthly participation fee of $25
• User friendly access to perform direct deposit payroll, wire
transfers, balance inquiries, transfers between accounts, and Treasury
Tax and Loan payments with low transaction fees ($10 per file, $.15
per item, $5 for returned transactions and requested bank reports and
$1 for notifications of change)
• Variable earnings credit offsets monthly charges for cash
management services (Variable earnings credit is the average fed fund
rate the bank received for prior month.)

Telephone Banking
• 24-hour access to your accounts by touchtone telephone
• Convenient, secure and private banking from home or office
• User friendly instructions to transfer between accounts
• Process your loan payments over the telephone
• Request fax statements as needed