Main Bank Number: 361-888-9310

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Community Checking
  • Basic checking account for everyone!
Community Gold
  • Must be 55+ to open
  • FREE first order of checks
  • FREE Cashier’s Checks
  • FREE domestic wire transfers
  • Special rates on CDs
Teens Club Checking
  • My First Checking Account for teens age 13-17
  • Guardian must sign on account
  • Parental controls available
Community Interest
  • Interest-earning account
  • If daily balance falls below $1500, $15.95 maintenance fee applied per statement cycle
  • Must maintain $1500 balance to earn posted Annual Percentage Yield
  • Accrued interest is forfeited if account is closed before the end of the statement cycle
Community Money Market
  • Interest-earning limited transaction account
  • Tiered interest rate structure
  • Must maintain $1500 balance to earn posted Annual Percentage Yield
  • If daily balance falls below $1500, $15.95 maintenance fee applied per statement cycle
  • Limit of 6 transfers, payments or withdrawals per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Accrued interest is forfeited if account is closed before the end of the statement cycle
Community Savings
  • Basic savings account for everyone!
  • Must maintain $50 balance to earn posted Annual Percentage Yield
  • If daily balance falls below $50, $3.95 maintenance fee applied per statement cycle
  • Limit of 6 transfers, payments or withdrawals per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Accrued interest is forfeited if account is closed before the end of the statement cycle
Teens Club Savings
  • Special account for teens age 13-17
  • Receive a FCB backpack at opening
  • Must maintain $50 balance to earn posted Annual Percentage Yield
  • Limit of 6 transfers, payments or withdrawals per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Accrued interest is forfeited if account is closed before the end of the statement cycle
Kids Club Savings
  • FCB will match up to $5 of your first deposit!
  • Up to 12 years old eligible
  • Children receive a piggy bank, coloring book, and other goodies at opening
  • Must maintain $5 balance to earn posted Annual Percentage Yield
  • Limit of 6 transfers, payments or withdrawals per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Accrued interest is forfeited if account is closed before the end of the statement cycle
Personal Loans
  • Real Estate
    • 1-4 Family Residential Properties
    • Multifamily (5 or more) Residential Properties
  • Consumer
    • Automobiles and Boats
    • Home Improvement
    • Manufactured Housing
    • Recreational Vehicles
    • Time Deposits, Securities and Unsecured
Certificate of Deposit (CD)
  • Interest-earning non-transaction account
  • Maturity terms of 90 days to 4 years
  • Competitive interest rates based on maturity term and principal amount
  • Interest calculated using daily balance method
  • Interest is added back to the CD principal every 3 months
  • Early withdrawal penalty applies
Individual Retirement Account (IRA)
  • Retirement investment
  • Interest-earning non-transaction account
  • Maturity terms of 12, 18 or 24 months
  • Competitive interest rates based on maturity term
  • Interest calculated using daily balance method
  • Interest is compounded daily and added back to the IRA principal each quarter

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Complaints
Dial First
1-800-647-3606

Alice
(361) 664-8775

Corpus Christi at Alameda
(361) 985-9310

Corpus Christi at Everhart
(361) 993-9310

Corpus Christi at Water St.
(361) 888-9310

FCB at the FCB Building
(361) 882-9310

Home Loan Center
(361) 993-9703

Kingsville
(361) 592-8002

Padre Island
(361) 949-9310

Portland
(361) 643-9310

Rockport
(361) 729-9310

Victoria
(361) 578-9310

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