Business Checking

• $12 monthly account maintenance fee
• Variable earnings credit offsets monthly charges for business services used

Simple Business Checking

• If balance falls below $1,500, $15 monthly maintenance fee applies
• First 250 debits per month are FREE, $.25 each additional

Business Interest Checking

• Interest earning checking account
• Must maintain $1,500 balance to earn posted Annual Percentage Yield
• If balance falls below $1,500, $12 monthly maintenance fee applies
• Variable earnings credit offsets monthly charges for business services used
• Interest compounds and credits account monthly
• Accrued interest is forfeited if account is closed before the end of the statement cycle

Business Money Market Plus

• Tiered interest rate structure
• Must maintain $2,500 balance to earn posted Annual Percentage Yield
• If balance falls below $2,500, $15.95 monthly maintenance fee applies
• $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
• Interest compounds and credits account monthly
• Accrued interest is forfeited if account is closed before the end of the statement cycle

Business Savings

• Must maintain $100 balance to earn posted Annual Percentage Yield
• If daily balance falls below $100, $3.95 maintenance fee applied per statement cycle
• Interest compounds and credits account quarterly
• Accrued interest is forfeited if account is closed before the end of the statement cycle

Certificate of Deposit (CD)

• Interest-earning non-transaction account
• Maturity terms of 90 days to 4 years
• Competitive interest rates based on maturity term and principal amount
• Interest calculated using daily balance method
• Early withdrawal penalty applies