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Home Loan Center

Let Us Simplify the Mortgage Process For You.

At First Community Bank, we unlock the mysteries of mortgages, interest rates, and closing costs. Our Mortgage Originators are lifelong residents of South Texas, meaning they know the market inside out. Plus, all decisions regarding processing, underwriting, and closing loans are made right here by a team who walk you through every step of the various loans available and help make the right choice to your specific needs.

Whether you want to build, buy, refinance, or just sit down and see if you pre-qualify, we'll take you through it step-by-step.

  • Free Pre-Qualification
  • Approval and Financing done locally
  • Conventional, FHA, VA, USDA, Construction and Lot Financing
  • SETH down payment assistance — available if qualified
  • 5/1 Adjustable Rate Mortgage1 — Servicing retained by First Community Bank

Call or visit with one of our Mortgage Originators today.

1 5/1 Adjustable Rate Mortgage

An adjustable-rate mortgage or “ARM,” is an adjustable rate loan where the payment remains fixed for a certain period of time, then adjusts along with the payment on a periodic basis thereafter. Our ARMs have a fixed rate for the first five years, after which the rate adjusts annually.


Home Loan Center

5406 Everhart Road
Corpus Christi, Texas 78411
(361) 993-9703
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First Community Bank NMLS# 458782


Meet Our Team

Stephanie Kirkman
NMLS# 1314085

Karen Stipp
NMLS# 489383

Melba Carrales
NMLS# 472664

Susan Geissel
NMLS# 512560