FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Let Us Simplify the Mortgage Process For You.
We’ll make your dream of home ownership a reality.
While buying a home is one of life’s most exciting experiences, it can also be one of the most intimidating. First Community Bank’s Home Loan Center is here to help you navigate the home loan process, unlocking the mysteries of mortgages, interest rates, and closing costs.
Keeping it Local
As lifelong residents of the Texas Gulf Coast, our Mortgage Originators know the market inside and out, and all decisions regarding processing, underwriting, and closing are made right here, locally. So whether you want to build, buy, refinance, or simply see if you pre-qualify, First Community Bank is ready to answer your questions and guide you every step of the way.
What We Offer
- Pre-Qualification
- Local Processing, Underwriting and Closing
- Conventional, FHA, VA, USDA
- Homebuyer Equity Leverage Partnership (HELP)1
- Southeast Texas Housing Finance Corporation (SETH)1
- Texas State Affordable Housing Corporation (TSAHC)1
- Texas Department of Housing Community Affairs (TDHCA)1
- 5/1 Adjustable Rate Mortgage2 —servicing retained by FCB
1 Available if Qualified. Ask your Mortgage Loan Originator for details.
2 5/1 Adjustable Rate Mortgage: An adjustable-rate mortgage or “ARM,” is an adjustable rate loan where the payment remains fixed for a certain period of time, then adjusts along with the payment on a periodic basis thereafter. Our ARMs have a fixed rate for the first five years, after which the rate adjusts annually.
To start your prequalification, click on any of the Mortgage Originators below. First Community Bank is an equal housing lender and NMLS# is 458782.
