FCB Guardian

Manage Your Card Spending Right From Your Mobile Device

Turn your cards on or off, set spending limits and get alerts, all with a few quick taps.

These days you can control your TV… your thermostat… even your lights — all right from your mobile device. Wouldn’t it be great to have that kind of control over your debit cards, too? Well, now you can.

The NEW FCB GUARDIAN lets you take full control of all your card spending. Now you can:

  • Instantly turn a card off if it’s lost, stolen, or being misused
  • Set transaction to have a specific spending limit
  • Get an alert every time a card is being used
  • Decline in-store or online transactions based upon your settings

You can even set your cards so that they can be used only when your mobile device is nearby, and restrict purchases at certain types of stores and merchants.

FCB Guardian text alerts will discontinue February 4, 2021. Users who registered on or before January 14, 2021 will need to reapply their preferences on the MYFCBOT app or through Online Banking under “Card management”.

What is FCB Guardian?

FCB Guardian is an easy-to-use feature on your MYFCBOT app and Online Banking that lets you set card controls, add restrictions and receive transaction alerts.

How does FCB Guardian let me manage my cards?

You can set a wide range of controls and alerts on all your cards directly from your MYFCBOT app and Online Banking. For example, you can:

  • Turn your card on or off
  • Set transaction spending limits based on your preferences, including dollar amount, transaction type and merchant type
  • Get instant alerts on certain types of transactions, like when a transaction is declined
  • Set a specific region where the card can be used or restrict usage based on your mobile device’s location
  • Set parental controls and monitoring

Alerts will show up just like any other notifications you get on your mobile device.

Why is it a better way to manage my cards?

Because you can manage your card transactions all in one place, right from your mobile device. You have complete control of how, when, where — and WHO uses your cards.

Plus, knowing that you’ve set rules, restrictions and alerts that meet your specific spending preferences adds another layer of fraud detection and prevention, and gives you added peace of mind.

How do I get started?

Customers who signed up for Online Banking have immediate access this feature on the MYFCBOT app and Online Banking. To sign up to use Online Banking and this feature, visit a financial center located nearest you.